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1491 W Highway 98

Mary Esther, FL 32569
  • $980,000
  • STATUS: Active
  • ON SITE: 265 Days
  • MLS #: 992670
UPDATED: 66 min ago
$980,000
  • 4
    BEDS
  • 0.44
    ACRES
  • 3
    BATHS
  • 0
    1/2 BATHS
  • 2,986
    SQFT
  • $328
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
1981
County:

School Information

Elementary School:
Middle School:
High School:

Description

Rare **Santa Rosa Sound waterfront opportunity** with **115 feet of waterfront**, a private dock with sundeck, and a **separate 1,200 sq. ft. apartment above the garage** offering outstanding flexibility for rental income, extended family, guests, or multigenerational living. Whether you're searching for a primary residence, second home, waterfront retreat, or investment property, this home offers options that are hard to find. The main residence features beautiful water views, a bay-window breakfast nook overlooking the Sound, tile flooring throughout, and major updates including a 2021 roof, HVAC, and plumbing, plus a new water heater in 2026. The private apartment has its own entrance, balcony, washer/dryer, HVAC, water heater, and security system, allowing it to function independently from the main home. Additional features include a **400 sq. ft. office with separate entrance**, concrete safe room, workshop, hurricane shutters, circular driveway, and abundant storage. Enjoy boating, fishing, paddleboarding, sunrises, and sunsets from your own waterfront property. Located approximately **1.4 miles from Hurlburt Field**, this property combines waterfront living, income potential, and flexible space in one unique package.

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© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Rev Realty. Vendor Member number: 28178. Data last updated: 2026-10-05T22:00:50.77.
Vendor Member #28178.
www.revrealtyflorida.com/homes/172033243
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1491 W Highway 98 Mary Esther, FL 32569

  • Price: $980,000
  • Status: Active
  • On Site: 265 Days
  • Updated: 66 min ago
  • MLS #: 992670
4
Beds
3
Baths
0
½ Baths
0.44
Acres
2,986
SQFT
$328
$/SQFT
1981
Built
Neighborhood:
Metes & Bounds
County:
Okaloosa
Area:
Fort Walton Beach
Elementary School:
Florosa
Middle School:
Bruner
High School:
Fort Walton Beach
Property Description
Rare **Santa Rosa Sound waterfront opportunity** with **115 feet of waterfront**, a private dock with sundeck, and a **separate 1,200 sq. ft. apartment above the garage** offering outstanding flexibility for rental income, extended family, guests, or multigenerational living. Whether you're searching for a primary residence, second home, waterfront retreat, or investment property, this home offers options that are hard to find. The main residence features beautiful water views, a bay-window breakfast nook overlooking the Sound, tile flooring throughout, and major updates including a 2021 roof, HVAC, and plumbing, plus a new water heater in 2026. The private apartment has its own entrance, balcony, washer/dryer, HVAC, water heater, and security system, allowing it to function independently from the main home. Additional features include a **400 sq. ft. office with separate entrance**, concrete safe room, workshop, hurricane shutters, circular driveway, and abundant storage. Enjoy boating, fishing, paddleboarding, sunrises, and sunsets from your own waterfront property. Located approximately **1.4 miles from Hurlburt Field**, this property combines waterfront living, income potential, and flexible space in one unique package.
Exterior Features

Architectural Style Traditional Attached Garage YN Yes Carport YN No Construction Materials ConcreteSiding VinylTrim AluminumSiding CmntFbrHrdBrd Door Features Storm Door(s) Exterior DockGreenhouseHurricane ShuttersLawn PumpPatio CoveredSprinkler SystemWorkshop Exterior Features DockHurricane ShuttersLawn PumpSprinkler System Foundation Details [] Garage YN Yes Parking Oversized Parking Features Garage AttachedOversized Parking Total 2 Patio And Porch Features Patio Covered Pool No Pool Features [] Roof Shingle View Intracoastal WaterwySound Window Features Double Pane WindowsWindow TreatmentsWindow Bay

Interior Features

Appliance Info DishwasherMicrowaveRange HoodRefrigerator W/IceMkSmoke DetectorSmooth Stovetop Rnge Appliances DishwasherMicrowaveRange HoodElectric Water Heater Basement [] Bedroom Level First Cooling Ceiling Fan(s) Cooling YN Yes Fireplace Features [] Flooring Tile Heating [] Interior Ceiling VaultedFireplaceFloor TileGuest QuartersLighting RecessedPantrySplit BedroomWasher/Dryer HookupWindow Treatmnt SomeWindow Bay Interior Features Vaulted Ceiling(s)FireplaceIn-Law FloorplanRecessed LightingPantrySplit BedroomWasher/Dryer Hookup Kitchen Level FirstSecond Living Room Level FirstSecond Master Bed Bath MBath Cultured MrbleMBath TileMBath WhirlpoolMBed First FloorMBed Walk-in Closet Master Bedroom Level FirstSecond Rooms BedroomMaster BedroomDining AreaDining RoomKitchenLiving RoomOffice Rooms Total 11

Property Features

Association Fee Includes [] Buyer Financing [] Community Features [] Energy AC - 2 or MoreCeiling FansDouble Pane WindowsStorm DoorsWater Heater - Elect Fencing [] Financing ConventionalFHA Green Energy Efficient [] Immediate Occupancy No Is Subject Leased No Lot Features Bulkhead/SeawallFlood Insurance Req Lot Parcel Access County RoadPaved RoadState Highway Lot Size Dimensions 114.7 x 192.76 x 123 x 149.55 New Construction YN No Other Equipment [] Other Structures GreenhouseWorkshop Property Condition Construction Complete Property Sub Type Detached Single Family Road Frontage Type County RoadState Road Road Surface Type Paved Security Features Smoke Detector(s) Special Listing Conditions [] Tax Annual Amount 3920.02 Tax Year 2025 Utilities [] Utility Info Public SewerPublic Water Water Source Public Waterfront Features Intracoastal WtrwySound Waterfront Feet 114.7 Waterfront YN Yes Zoning Resid Single Family Zoning Info Resid Single Family

Listing courtesy of ERA American Real Estate: 850-651-2454.



© 2026 Emerald Coast Association of Realtors MLS. All rights reserved. IDX information is provided exclusively for consumers' personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but is not guaranteed accurate by the MLS or Rev Realty. Vendor Member number: 28178. Data last updated: 2026-10-05T22:00:50.77.
Vendor Member #28178.
 
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